The Direct Debit Guarantee
- This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debit
- If there are any changes to the amount, date or frequency of your Direct Debit GC re Luma Creative Ltd t/a Storytime Magazine will notify you 3 working days in advance of your account being debited or as otherwise agreed. If you request GC re Luma Creative Ltd t/a Storytime Magazine to collect a payment, confirmation of the amount and date will be given to you at the time of the request
- If an error is made in the payment of your Direct Debit, by GC re Luma Creative Ltd t/a Storytime Magazine or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society
- If you receive a refund you are not entitled to, you must pay it back when GC re Luma Creative Ltd t/a Storytime Magazine asks you to
- You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.